Privacy and data handling

PayMatrixAI is currently a sandbox and pre-production environment. This page describes the product-level approach to information handling; production legal terms and jurisdiction-specific notices should be finalized before live-money launch.
Account information
Authentication and merchant workspace records are used to provide access to the sandbox and its operational features.
Payment data
Sandbox payment records are used to demonstrate payment operations, ledger behavior, refunds, events and reporting. The current environment does not move real funds.
Security controls
Access is authenticated and organization-scoped. Financial mutations use server-side authorization, idempotency and audit controls.
Production readiness
Live payment processing, regulated financial services, production KYC/KYB and jurisdiction-specific compliance are not represented by the current sandbox.
